conveyancing searches are an essential part of buying a property. in fact, if you’re planning on having a mortgage, most lenders require them as part of the mortgage agreement. in this blog we’ve broken down the most important parts to know about conveyancing searches to help you understand a little more about why searches take place.
conveyancing searches are enquiries submitted to various authorities that provide you with more information about the property and land that you are buying.
searches may reveal information that even the seller didn’t know! often buying a house is the biggest investment that you will make, so it pays to make sure that you have details of all factors you should be aware of, before you sign on the dotted line. (some people even change their minds about properties after finding out the results from searches!)
depending on where you live, you may need specific searches for example; you might need mining searches in an area where coal mining used to take place. however, the most common searches include:
this can include checking for whether there are plans for new roads nearby, plans for new buildings such as schools in the area and for existing planning permission related to the property you’re buying
to check that the current owner actually owns the property they’re selling and give priority prior to registration
checking for aspects such as flood risk, contaminated land, gas hazards and landfill sites in the area
to check sewer connections and water supply to a property.
If the property has not changed hands since October 2013 there is a risk that a nearby church may have applied for chancel liability to be registered as an overriding interest. In order to protect you and your lender from this, you may be advised to obtain chancel repair insurance.
searches are usually out of the control of your solicitor/conveyancer as they are carried out by local authorities and external third parties. in most circumstances, searches are carried out within 2 to 4 weeks however; it can take even longer to get search results back to a solicitor / conveyancer. in some situations, the results may mean further enquiries need to be raised. it is advised to get searches requested as early as possible so as not to hold up your purchase or your chain.
to find out how conveyancing searches fit into the buying conveyancing process take our quick downloadable infographic.
if you need advice about conveyancing searches or if you have questions about moving house in general, give us a call 0808 1000 399 and we can put you in contact with a qualified and experienced conveyancer.
14 Nov 2018
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